Now you have completed all the money saving tasks you are ready to start budgeting. Print off this money budgeting worksheet and keep records of your monthly or yearly spending habits. You should know how to manage your money now and will be able to save for what ever you want.
Expenses Total monthly/yearly costs
Rent/Mortgage ___________________
Insurance: Car/home _______________
Food/grocery shopping ______________
Books/magazines __________________
Clothing/shoes____________________
School: Dinner money/fees, outings _________________
Transportation: Car/petrol, bus, train ________________
Loan/credit card payments_______________________
Phone bills __________________________________
Entertainment: Cinema, theme parks, theater etc. ________
Maintenance work (car, home etc.) __________________
Gas, electric, water etc. __________________________
Travel (holidays)______________________________
Gifts: birthday, Easter, Christmas etc. ________________
Health: Prescriptions/dental work, vets etc ____________
Other ______________________________________
Other______________________________________
TOTAL COST ___________________